No Offer of Securities—Disclosure of Interests. Under no circumstances should any material at this site be used or considered as an offer to sell or a solicitation of any offer to buy an interest in any investment. Any such offer or solicitation will be made only by means of the Confidential Private Offering Memorandum relating to the particular investment. Access to information about the investments are limited to investors who qualify as accredited investors within the meaning of the Securities Act of 1933.
What is note investing?
Note investing involves buying and selling debt instruments, such as promissory notes or mortgages, to earn returns through regular payments of interest and principal.
How do note investments differ from traditional real estate investing?
Note investments and traditional real estate investing differ in their focus on the underlying asset. In traditional real estate investing, investors own physical properties, aiming for appreciation and rental income. In contrast, note investing involves purchasing debt instruments secured by real estate, emphasizing the debt’s cash flow through interest payments and potential foreclosure opportunities rather than direct ownership of the property. Note investors profit from the borrower’s repayments rather than property appreciation or rental income. It’s a distinct strategy within the broader realm of real estate finance.
What are the minimum and maximum amounts I can invest?
The minimum amount to invest is $50,000 and the maximum (from a single investor) is $1,000,000. Earnest Investing is raising $5,000,000 total for this fund.
What is the term of this investment?
Earnest Investing Fund is set up for a duration of 5 years, with an option to extend, if desired.
How often will I get paid?
Investors will receive quarterly payments of distributable cash, with an option to reinvest their profit in order to maximize their return.